Stop Working With Lenders. Start Building With One…
We help Realtors close more deals, move faster, and grow a real business—through systems, support, and true partnership.
Our Philosophy
Mortgage Disrupters exists to help Realtors, loan officers, and homebuyers grow through true partnership, speed, and systems that create real opportunity. We believe in delivering more than loans—we provide the tools, support, and execution that help our partners win at a higher level.
Why Work With Mortgage Disrupters?
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We don’t wait for deals—we help you create them. Through co-branded webinars that are built to convert, targeted Facebook and digital ad support, and a full marketing team behind you, we help you consistently generate new opportunities. From professional video and photography for your listings and personal brand to a strategic social media plan, everything is designed to position you as the authority and keep your pipeline full
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In today’s market, attention is currency—and we help you win it. Our media team creates high-quality listing videos and personal brand content that attracts clients and builds trust at scale. From podcast and interview setups to full editing, scripting, and posting systems, we remove the guesswork and give you a consistent content engine that works for you 24/7.
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Speed and certainty win deals—and we deliver both. With an average of ~12-day closings, strong communication, and strategic execution, we help you win more offers and keep transactions on track. You’ll have support with offer writing, full contract-to-close management, timeline coordination, and even negotiation when needed. Backed by over 1,000+ transactions of experience, we handle the details so you can stay focused on production and growth.
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We help you build a real business—not just close random deals. With powerful CRM systems like GHL, MyHomeIQ, and Lofty, we organize and activate your database, including re-engaging up to 8 years of past clients. Our automation systems handle follow-up and nurture, while our open house and lead capture tools ensure no opportunity slips through the cracks. This is how you create consistency and scale.
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We’re not just a resource—we’re a growth partner. Through business strategy sessions, script training, and role-play, we help you sharpen your skills and increase production. You’ll also gain access to exclusive partner events, masterminds, and UWM Success Track trips where flights, hotels, and food are covered. This is about putting you in the right rooms, with the right people, to grow faster than you could on your own.
Meet Your Growth Team And Partners
Realtor Testimonial’s
Rooted in purpose, shaped by vision, driven by results.
Welcome to a space designed for ideas that move people. With a focus on quality, clarity, and connection, we're here to help you make an impact that lasts.
What People Are Saying -Recent Google And Zillow Client Reviews
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What People Are Saying -Recent Google And Zillow Client Reviews -
“Working with Richard Kirby at Mortgage Disrupters was one of the best decisions we made during our home buying process. From day one, he set a high standard with his professionalism, responsiveness, and genuine care for helping us find the right home.
As first-time buyers, we came in with a lot of uncertainty, but Richard made the entire experience feel structured and manageable. What really stood out was his ability to handle both the realtor and mortgage sides seamlessly. Instead of juggling multiple contacts and timelines, we had one knowledgeable expert guiding us through every step. That alone removed a huge amount of stress and made the process far more efficient.”
— Taylor Brown
“I cannot say enough incredible things about Richard Kirby and the way he handled my home buying process. From day one, Richard was professional, knowledgeable, and completely on top of everything. He made what could have been a stressful experience feel smooth and manageable. He was always accommodating — whether it was answering my endless questions, or walking me through every detail so I felt confident in my decisions.
What really stood out was his communication and professionalism. Richard kept me informed every step of the way, advocated for me during negotiations, and made sure nothing slipped through the cracks. I never felt rushed or pressured — just genuinely supported. Buying a home is a huge milestone, and having Richard in my corner made all the difference. If you’re looking for someone who is responsive, reliable, and truly invested in your best interest, Richard Kirby is the one.
Beyond grateful for his guidance and expertise!”
— Brittany Alexander
“I had a great experience working with Mortgage Disrupters from start to finish. The customer service was excellent—professional, responsive, and always willing to explain each step of the process. As a homebuyer, I felt supported and informed, which made the entire experience smooth and stress-free. The team stayed on top of timelines and communicated clearly, making the home buying process much easier than I expected. I would highly recommend them to anyone looking for a reliable and knowledgeable mortgage partner.”
— Craig Fleming